SR-22 in Indianapolis, IN 

An SR-22 is a form your insurance company files with the state to prove you carry the minimum liability coverage required by law. If your license has been suspended or revoked, the state may ask for an SR-22 before you can get back behind the wheel.

Who Needs an SR-22?

An SR-22 is typically required after serious driving infractions, such as DUI convictions, driving without insurance, reckless driving or accumulating multiple violations in a short period. A court or your local DMV will let you know if it’s necessary.

How Do I Obtain an SR-22?

If you already have an auto insurance policy, contact your insurer and let them know you need an SR-22. They’ll review your coverage and file the form with your state’s DMV. If you don’t have insurance, you’ll need to purchase a policy first. Not all companies offer SR-22 filings, so make sure to ask upfront. Once filed, the SR-22 stays active as long as your policy does, so keeping your insurance current is important.

Is There a Filing Fee?

There’s usually a small fee involved. Most states charge a one-time filing fee when the SR-22 is submitted. It’s not included in your regular premium, and the amount can vary depending on your location and insurer. If more than one person on your policy needs an SR-22, the fee may be charged for each filing.

Can I Get an SR-22 If I Don’t Own a Car?

If you don’t own a vehicle but still need to meet the SR-22 requirement, you can get a non-owner policy. This type of coverage may provide liability protection when you drive someone else’s car. It satisfies the state’s requirement without being tied to a specific vehicle.

Learn More

Reach out to Luevanos Insurance Agency for more information on SR-22. Contact our team today.